Financial Tools
Choose a tool to estimate payments, compare options, or plan your income.
Loan Calculator
Estimate your monthly loan payment, total repayment, and interest from the amount, rate, and term.
Refinance & Consolidation Calculator
Compare your current loans with a new loan to see how refinancing changes your payments and total cost.
Deposit income calculator
Estimate interest earned and the total amount at maturity, before taxes and fees.
Vacation pay calculator
Vacation pay + remaining salary, with Armenia’s holidays and your full days off.
Salary calculator
Convert gross salary to take-home pay—or work backwards from net pay—with a breakdown of Armenian payroll deductions for 2026.
Savings goal calculator
Find the monthly savings needed for your goal, or see when you could reach it at your current saving rate.
Debt payoff calculator
Compare smallest-balance-first and highest-interest-first plans. See when each loan closes and how much interest you pay.
Net worth calculator
Add up what you own and what you owe. See your net worth and a breakdown of your assets and debts.
Early loan repayment calculator
Compare repaying early, waiting for a penalty to expire, and keeping your loan. See interest, penalties, payoff dates, and savings after fees.
Loan Readiness
Review your loan payments against your income to understand your current debt burden.