Refinance & Consolidation Calculator
Compare your current loans with a new loan to see how refinancing changes your payments and total cost.
Refinance & Consolidation Calculator
Compare your current loans against a single new refinance loan.
All loans and fees must use the same currency. Changing the currency label does not convert amounts. Monthly savings compare today’s payments; they can change as existing loans end.
1. Your current loans
Add each loan you want to refinance or consolidate.
How much you still owe today.
The rate on this current loan.
The full term of the loan in months.
How many months you have already paid.
Auto-calculated.
Auto-calculated.
Add more loans to model consolidating several loans into one.
2. New refinance loan
The single loan that would replace all loans above.
The rate the bank offers.
How to pick the new term.
One-time fee charged by the new bank.
Fee your current bank charges to close the loan early.
Notary, insurance, valuation, etc.
If off, you pay the fees upfront from your pocket.